Inventories and schedules of condition
No inventory, no deductions — adjudicators decide deposit disputes on evidence.
7 min read · Updated 2 August 2026
Overview
An inventory is a dated schedule of the property's contents and condition at the start of a tenancy, ideally with photographs and meter readings, signed or acknowledged by the tenant. At check-out the same document is used to compare condition, allowing for fair wear and tear.
Why it matters
Deposit scheme adjudicators start from the presumption that the money belongs to the tenant. Without a check-in inventory, a check-out report and evidence of the difference, deductions almost always fail.
Legal requirements
- There is no statutory duty to produce an inventory, but the burden of proving a deduction sits with the landlord.
- Deductions must reflect actual loss and cannot include betterment or fair wear and tear.
- Give the tenant a reasonable opportunity to comment on and amend the inventory.
Common mistakes
- Undated or unsigned inventories with no photographs.
- Generic descriptions such as 'good condition' with no detail.
- No check-out report, so no before-and-after comparison.
- Claiming full replacement cost for a partly worn item.
Practical guidance
- Photograph every room, all appliances, meters and any existing damage, with visible timestamps.
- Send the inventory within 24 hours of move-in and give seven days for comments.
- Repeat the same room order and format at check-out for a clean comparison.
- Store both reports in the tenancy record so they can be produced instantly during a dispute.
Frequently asked questions
Is an inventory legally required?
No, but without one you will almost certainly lose a deposit dispute, because the burden of proving a deduction sits with you.
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This guide is general information for UK landlords and letting agents, not legal advice. Rules differ across England, Wales, Scotland and Northern Ireland — check your local requirements or take advice before acting.