Landlord liability for injuries at a rented property

Landlords owe a duty of care in relation to the structure and installations of a rented property, and liability often turns on whether a hazard should reasonably have been identified and fixed.

5 min read · Updated 2 August 2026

Overview

Landlords owe a duty of care in relation to the structure and installations of a rented property, and liability often turns on whether a hazard should reasonably have been identified and fixed.

When liability can arise

Injuries linked to disrepair the landlord knew or should have known about, such as a broken step or faulty wiring left unrepaired.

The role of inspections

Regular inspections and prompt repairs are the strongest evidence that a landlord acted reasonably if a claim is later made.

Insurance considerations

Landlord liability insurance, alongside buildings cover, protects against the cost of a successful injury claim.

Responding to an incident

Record what happened, preserve evidence of the property's condition at the time, and notify your insurer promptly.

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This guide is general information for UK landlords and letting agents, not legal advice. Rules differ across England, Wales, Scotland and Northern Ireland — check your local requirements or take advice before acting.