Landlord liability for injuries at a rented property

Landlords owe a duty of care in relation to the structure and installations of a rented property, and liability often turns on whether a hazard should reasonably have been identified and fixed.

5 min read · Updated 27 August 2026

Overview

Landlords owe a duty of care in relation to the structure and installations of a rented property, and liability often turns on whether a hazard should reasonably have been identified and fixed.

When liability can arise

Injuries linked to disrepair the landlord knew or should have known about, such as a broken step or faulty wiring left unrepaired.

The role of inspections

Regular inspections and prompt repairs are the strongest evidence that a landlord acted reasonably if a claim is later made.

Insurance considerations

Landlord liability insurance, alongside buildings cover, protects against the cost of a successful injury claim.

Responding to an incident

Record what happened, preserve evidence of the property's condition at the time, and notify your insurer promptly.

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This guide is general information for UK landlords and letting agents, not legal advice. Rules differ across England, Wales, Scotland and Northern Ireland, so check your local requirements or take advice before acting.